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Ukrgasbank implements the state program “Lending to farmers at 0%”/unsplash.com
For support in difficult times, Ukrgasbank is implementing the state program “Lending to farmers at 0%”. Manufacturers can get a loan at 0% for six months under the guarantees of the Cabinet.
The bank has simplified the package of documents for obtaining a loan as much as possible.
Mostly farmers take loans for sowing. This is the purpose of this loan. There are limits on the amount. The maximum amount that can be provided on credit is UAH 60 million, – said Oleg Vasylyshyn, director of the Lviv Regional Directorate of Ukrgasbank.
He also said that Ukrgasbank had simplified the approach to the target client as much as possible.
“We have become as comfortable as possible for the client so that he does not spend a lot of time on processing his loan,” Vasylyshyn added.The purpose of the loan is the sowing campaign this year
If the client took loan for 500 thousand for his seed, then in 6 months he must return only 500 thousand – no interest and commissions.
“But the intended purpose is exclusively for the sowing campaign. That is, to buy some kind of car for the director of the enterprise – this, excuse me, is not the time for this,” said the director of the Lviv regional directorate of Ukrgasbank.
A loan for the sowing campaign has already been used by the agrarians of the Lviv region. Additional funds were spent on the purchase of mineral fertilizers and fuel.
We did not expect a 40% rise in prices today, we were not ready for everything to rise in price. Accordingly, they counted on their finances, but the fact that banks today lend under the state program for 6 months at 0% is now very good. – said the founder of the Mari Gold farm Pavel Khtey.
He explained that if you take a loan now, you need to return it in September-October.
“We will just sell everything grain and calmly close loans,” Khtei explained.
In addition to farmers, Ukrgasbank also provides loans at preferential interest to manufacturing enterprises. In particular, those who have moved from other regions. The bank also lends to Ukrainian businesses to pay wages, replenish working capital or ensure critical imports.